A Brief Aside: Health Insurance

So…Republicans are gearing up to kill the ACA.

Now, I’m a Democrat, but the ACA has been an unmitigated disaster for my own personal healthcare. Before the ACA, I had wonderful PPO insurance from the Freelancer’s Union. It was <$400 a month, had a minimal deductible, reasonable copays, and no coinsurance.

Contrast with my situation today: For $950/month, I get a $2000 deductible, copays have tripled and–wait for it–$30,000 in coinsurance. If I’m doing my math right, that means that a major medical issue would cost me $11,400 (monthly premium), $2000 (deductible), and up to $30,000 in coinsurance, for a grand total of $43,400. It’s almost like not being insured at all!

Plus, it’s HMO insurance, which means that I have to go through my primary care provider every time I need anything, leading to massive delays in getting specialty healthcare if I need it. For example, between appointment delays and insurance delays, it took me months and thousands of dollars in healthcare costs just to go see an orthopedic surgeon for a simple corticosteroid injection. I could also count the massive loss in productive work time due to these delays, but I don’t even know how to calculate that.

I’m self-employed, so my insurance options are extremely limited in New York state. The plan I have is the absolute best available to the self-employed here. There are only 3 insurance companies offering plans on the exchange, none with more than a 2 stars out of 5 rating.

So, I ask, why would I care if Republicans kill the ACA? It has had a direct, very negative impact on my personal healthcare. I’m totally willing to pay more in taxes to support social programs–but when it comes to what amounts to taking away any option for decent healthcare, at any price, I can’t support that. The entire process of getting my neck injury treated was absolute hell. Given that my insurance covers so little, economics dictate that I am better off without it and saving for the inevitable medical emergency. Of course, then I have to pay a tax penalty.

Kill it. Kill it with fire.

PSA: Get your flu shot, 2016 edition

A brief digression from your regularly scheduled programming.

Those of you who know me know that I do a considerable amount of work on vaccines. In fact, I’d say that it is the work that I’m proudest of, and it is truly a privilege to work with people who develop and train on vaccines (plus they are some of my favorite clients!)

Among all the revolutions that have come over the past century in modern medicine, I think I can safely argue that–at least from a public health standpoint–vaccines have had the greatest impact on disease burden.

Although this post is about the flu shot, just a note: not vaccinating your kids is an antisocial act. In fact, New Paltz is in the middle of a mumps outbreak. Yes, mumps. Nobody should be getting mumps in 2017. Dear dimwits: Jenny McCarthy is not a reliable source for health information.

I got my flu shot last week. I had a day of lethargy that may or may not have been related to the shot, but certainly nothing that impacted my regular activities. If you are afraid of needles, I should note that the needles on most vaccines these days are so fine that you barely feel them. Really!

John

medicalwriter.net

Embracing the Weird

The conversion of upright bikes to recumbents continues. I figure that if I’m going to go recumbent, I’m going to embrace it wholeheartedly and without reservations instead of being depressed about it. Next thing you know I’ll be calling conventional bicycles “upwrongs” and bragging about all the time trialists I’m passing on my recumbent. So I’m not going to call them redumbents any more. I’M ALL IN BABY!

As part of the conversion, I’m doing some extensive indoor training this year on Trainer Road, which so far is pretty amazing because it gives me a quantitative view of my improvement over time. The ultimate goal is a sub-4 century–if I’m going to ride a recumbent I might as well be really fast, right? I doubt I’ll hit a sub-4 this year, but the goal is for next spring. Nevertheless, I have a 100-mile course mapped in NJ with only 1000 feet of climbing across the whole 100 miles. I’ll be making monthly pilgrimages to that course starting in July or so.

So the sale of my upright bikes has left me awash in cash to reinvest in recumbents. Along with my trike, I have two 2-wheeled bikes coming.

The first is a classic: The Challenge Fujin SL II. The theme for this one is light, super light. Built with conventional components this bike is around 17.6 pounds. I’m hoping to get mine closer to 16 lbs. That’s really light for a recumbent. Actually, I’ve been spoiled by my 14-pound English…16 lbs is light for any bike. Di2, please! Also I’ll have a monoblade on the front. I have a very, very good bike builder helping me build this bike. I’m not going to mention his name because I don’t think he wants to make a business out of modifying and building recumbents…it was super-kind of him to help me out on this!

The Fujin has been in production since 2006. Strangely, it was designed such that it is barely functional out of the box, so it requires extensive modifications to be rideable. Only in the recumbent world would a bike be manufactured for 10 years that is broken out of the box. With recumbents, I’m learning, you’re not really buying a bike, you’re buying a project. This is probably a moot point though, because my bike might be one of the last new ones sold in the United States–Challenge has apparently given up responding to e-mails or, you know, actually trying to sell bikes.

An aside: Is it just me, or did Google recently change their algorithm to make searches next to useless? All I get from Google are shopping results these days? It’s gotten to the point where I automatically click on page 2 to skip the garbage. Something is wrong there… Anyway, I switched to DuckDuckGo, which seems to have greater utility these days.

Back to topic: The second bike is a Zockra. I have a deposit down on one, but haven’t heard anything about when it is coming. The theme for this bike is aero, super aero.

That’s all for now. I’m going to write a post in a bit about my experiences with Trainer Road.

John

46 miles on a trike and bike sale!

Along with numerous shorter rides, went on a 46 on the trike. No problems, no hassle. Rode a really crappy gravel road–meaning crappy as in poorly maintained, not crappy as in not fun. If you’re in the area, look up Sax Road near Wallkill. Ignore the dead end sign. The only issue was the 300-yard long section of knee-deep leaves. As you can imagine, interesting on a trike.

PS–yes, I’ve been riding my trike without a helmet, which is something I’d never do on a regular bike. After today’s 45-mph descent I think I’ll reconsider that strategy.

For my next act, I’m going to get a 2-wheeled recumbent of some sort. As some of you may recall, I rode a low racer in NYC for a couple years the last time my neck broke. I sold them after I could get back on a regular bike. This time, though, I’m resigning myself to permanent recumbency.

It’s very sad to say this, but I will soon have multiple upright bikes for sale. Looking at them is depressing. I have spent thousands of hours on these bikes and I clearly will never be able to ride them again. Keep in mind when I say “best bike I’ve ever ridden” it is from a thoroughly informed viewpoint. I’ve ridden a lot of really, really nice bikes.

You can contact me for details, or wait until I get around to posting them. They’re all around 57-59 cm. All have been ridden hard but are perfectly maintained. Well, except for the GT Grade–that one is virtually new.

First, the very best bike I’ve ever ridden: English 700C. I almost want to keep this one just for sentimental value. All Campagnolo, except for the fancy Clavicula crank. Round rings currently. I think it is around 13 lbs, possibly a little lighter without the Swallow boat anchor, possibly a little heavier with the Enve wheels  I guess what I’m saying is that it’s light but not sure of the precise weight–definitely under 15. Amazing bike for distance rides. You can look here for geo. You can do approximately 1 cm plus or minus on the saddle, if you wanted to go lower you could cut the seat tube a little.

Keep in mind my neck was already a problem when this bike was built, so it’s a little more upright than would be ideal for many.

And the second-best bike I’ve ever ridden. English 650B. Good for crushing it on gravel. You can have the shaved tires too! Again, built for distance. Mechanical dicks, unfortunately, although the HyRd are pretty good. Same geo as the 700C version.

Just as an aside–if you like bikes, I mean if you really like bikes, you owe it to yourself to ask Rob to build you a bike instead of buying another off-the-shelf carbon fiber machine from a major manufacturer. I can’t imagine how a bike could ride better, or be better suited for their intended purpose, than the ones you see above. Plus no weight penalty for steel!

This one really hurts. My Rene Herse. So many cool things on this bike. If I were to build it again, though, I’d do it with a more modern drivetrain. Currently has a double, not a triple (what was I thinking?). Step-top light switch, SON hub, brake cable routed through the seatpost (it’s easier to deal with than you’d imagine). No, I did not take this picture–I do know small-small is a no-no. Berthoud bag with side pockets trimmed off included.

And finally, a GT Grade (Ultegra). Basically a new bike.

I also have, sitting around, a sweet Moser if anyone wants it.

Two more: A partially built Teledyne Titan (original titanium fork uncracked) and a Moulton, the cheap one.

Now some recumbent pictures. Yawn.

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Pictures of My Foot

Yeah, that’s what you’re getting from now on. At least for as long as I have to ride a recumbent.

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Rode 20 miles today. Key learnings:

  1. Recumbents, even nice ones like mine, are jury-rigged POSes. One clear reason why they are not more popular is that they require a full-time mechanic to fix all the bits. Today on a single ride my shifting went to shit, an accessory mount almost ended up in my spokes, and my taillight rattled off its mount.
  2. Recumbents can climb hills pretty easily. I didn’t end up climbing any slower except on the steepest of hills.
  3. Wow do cars ever avoid you! Any fears of being squashed as a result of being so low to the ground were alleviated. Oh, and nobody dares the “three-fold pass” — you know, when there’s an oncoming car and the asshole behind you decides he doesn’t want to wait 3 seconds to pass you, so you have three vehicles occupying two lanes. Or someone ends up in a ditch.

Definitely need to work on the recumbolegs.

John

The Bourne Recumbency

Hey, did you see that Jason Bourne movie where there’s a recumbent bike chase?

Yeah me neither.

After a few months off from riding because of my neck (yes, there was more than one attempt at riding a regular upright bike), I finally gave up and bought a recumbent. Oh, not just any recumbent. A recumbent tricycle. A 25-pound recumbent tricycle (not my picture, but almost precisely the same as my bike save the crank).

If you look at it objectively–without any of the prejudices of an upright-bicycle rider, it looks pretty cool, right?

Went for my first ride today. I wouldn’t say I’m a convert; I will always be first and foremost a “diamond frame” rider. Going up the massive hill just out my front door was a bitch. Of course I was in the middle ring and didn’t realize it. Once I got to the flats, it was pretty amazingly fun…I’m definitely as fast as I am on my upright bike–probably faster today as there was a terrible headwind. And downhill is like being on a rocket sled. I stopped at the bike shop and drew a serious crowd–not something that I am fond of but lots of positive feedback, and a couple people took test rides.

So, all in all, not a bad way to get back on a bike for a guy with a broken neck. Oh, by the way, no neck pain at all. Not that I’d expect any.

Already have plans for upgrades. First and foremost: A Compass Extra Leger on the back–probably can fit a 28 mm. Maybe I can talk Jan into some Compass 20″ tires? I’m guessing probably not. Second, I have some Enve SES 7.8 that I didn’t use extensively for my road bike, as I was getting blown around too much. Obviously I’ll just use the .8 wheel. Then maybe some 20″ disc covers. Oh, and a Clavicula crank to cut another pound off. I’m shooting for a sub-20 recumbent 🙂

Tomorrow: 48-mile ride up and over the ridge! I’ll try to take some pictures.

John

 

Lessons Learned (Personal)

Hey all,

In the spirit of being completely open, I’m going to admit that I did something stupid.

I’ve been setting up a fancy audio system in my office–after all, I listen to music 12 hours a day (at a minimum) so it’s a very worthwhile investment. I’m driving a Peachtree Nova from the digital coax output of my computer; I have the Peachtree set up as a preamp (even though it has an amplifier function because I’m using a McIntosh MC275 tube amp. All of this is going to Lipinski 707 studio monitors on my desk. Yes, they are enormous. I have a Y connector from the preamp outs so I can simultaneously run a sub. As nice as the Lipinskys are, they are a sealed-box design, so they have little bass.

 

The other day I decided to try the Toslink output (I had tried the USB output previously, but I can’t get the driver to work on my shitty Windows 7 computer. I had an optical cable still in the package because I was going to use it to drive the audio from my television, but I later found out that the optical out doesn’t work if you are using HDMI in. Why, I don’t know, but that’s what it says in the instruction.

I plugged in the cable to my computer, noting that they fit poorly, and then into my preamp and listened to some music. It sounded subtly crappy. The balance was off a little to the right, the bass was flabby. So I went on a hunt for the problem, switching around tubes, plugging and unplugging things.

Well, I FORGOT TO REMOVE THE LITTLE CLEAR RUBBER CONDOMS FROM THE END OF THE TOSLINK CABLE.

That is all. There goes a couple hours of my life (and 2 minutes of yours for reading this)!

Good news though: I managed a 9.5-mile hike up Gertrude’s Nose in the Shawangunks. A+ hike, a little hard climbing all those rocks with one fully functional and one partially functional arm, though.

John